Chester Township                                       No. 3814

Board of Education                                     Property Insurance

 

 

PROPERTY INSURANCE

 

The Board recognizes its responsibility under law to keep all insurable property of this school district, real and personal, insured for its replacement value against loss or damage by fire and has been adopted as policy the extension of that coverage to:  glass breakage, explosion, boiler damage, smoke, windstorm and vandalism.

 

In placing the insurance coverage the Board shall be guided by the price of such coverage, the ability of the insurer to meet prescribed obligations promptly and fully, the reputation and past performance of the agent of the insurer and the desirability of distribution the insurance coverage of the district through one insurance broker only.

 

The agent of record shall:

a.       Review the insurance program of the district, consider alternatives, and report recommendations to the Board.

b.       Recommend specific insurance placement and prepare specifications for same.

c.       Assist the Board in the establishment and maintenance of property valuation and insurance records.

d.       Process all claims.

 

 

Date Revised:   7/31/03

Date Adopted:  3/6/79

 

 

Reference: 18A:18A-42(e), 18A:20-25